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- Private work.
- Real estate.
- Did some searching on redfin. Catskills, long island, miami, more.
- BRRRR = Buy Rehab Rent Refinance Repeat.
- Cash-out refinance.
- Sheriff sales, property auctions, foreclosures. Eg https://www.propertyshark.com/mason/NY/New-York-City/Foreclosures
- More negotiation power if it’s been on the market longer (>1mo).
- Air DNA, data on rentals: https://www.airdna.co/. Best cities by occupancy, demand, return, etc. Suggestions for pricing. More.
- Catskills and south beach were ~$300 daily rate, montauk was ~$700. Better occupancy too.
- Updated next rise bundle contents.
- DSCR = Debt Service Coverage Ratio. Typically used for companies to compare cash flows against debts. Can be used in mortgage contexts too, essentially claiming the future rental income of the property as part of the current assets in underwriting to get a loan.
- Black widow antivenom is created by injecting horses with the venom and then taking their blood after antibodies have been developed.
- The other two credit agencies which score countries (besides Fitch) are S&P and Moody’s.
- USA Jigsaw Puzzle Association.
- They have memberships, monthly events, nationals, more.
- Next championship is in San Diego in march: https://www.usajigsaw.org/nationals.
- Last year’s championships:
- Teams of 4, 3 puzzles, 1000 + 1000 + 1500. Winner 4.5h.
- Teams of 2, 1 puzzle, 500 pieces. Winner 33m.
- Teams of 1, 1 puzzle, 500 pieces. Winner 55m.
- 32 players left in fide world cup.
- Upset eliminations in round 2: shak, nodirbek, shankland. More super GMs in tiebreaks tmrw, still on the line.
- Gukesh’s win today makes him India’s #1, displacing Vishy for the first time in nearly 4 decades (!)
- Dermatologist appointment. All good.
- Mealprep, aquarium maintenance, garden maintenance.
- Shareworks now requires an etrade account as exit rails for shareworks tender offer participation (crazy). Created and linked account. Added mobile app. Added to mint.
- Called dentist again. Remember they go on break the last 2 weeks of august. Finally got it scheduled (but with student, not hygienist? not sure).
- AMZN 128.73 (127 put, sold). Good. Earnings beat (lot).
- Credit cards.
- Did a comparison of rewards between CSR and amex platinum.
- Plat best for benefits. CSR best for rewards. Other spot cards best for niches.
- Setup autopay for amex.