- NFL officially cancelled the bills/bengals week 17 game. Not rescheduling. In sbsc, 9 people picked that game. I’ll wipe their score to 4 picks in week 17 and give them a 6th pick in week 18. The app is designed to handle 5 picks only so I’ll just backfill week 17 pick 5 with a matching cover/noncover from the result of the 6th week 18 pick. If someone doesn’t email me a 6th week 18 pick, they’ll retain the 0.5pts of week 17 pick 5.
- Amazon laying off 18k.
- The FTC submitted a proposal to ban noncompetes.
- This is such a bad article: https://idlewords.com/2023/1/why_not_mars.htm “If NASA is Amtrak in space, then SpaceX is the Fyre Festival with rockets”
- Dragonflies have four wheel drive. Each independent. Move birds/insects have indirect flight muscles. Dragonflies also have nearly 360deg vision.
- Continued the process of rolling the citadel 401k over to the MS IRA. Client info collection and account creation then phone approval and rollover/deposit next week. Remember it’s FXAIX/MEIKX/FCNKX (all large cap index funds) and -17.47% overall in 2022. The 2 fidelity funds did bad. MEIKX was +3.12%.
- Lots of private work.
- 90min deep tissue massage.
- Money Transmitter License. Issued by the state. Much less work than a Lender License. Both handled in NY by the DFS, department of financial services. Application for either is $3k. https://mortgage.nationwidelicensingsystem.org/slr/Pages/DynamicLicenses.aspx?StateID=ny
- Commercial lending vs consumer lending. Commercial is bank -> business. Consumer is bank -> individual. The latter is way harder, more regulation.