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- Tons of private work.
- My world cup bracket is the same number of points for every correct pick, no matter if in the round of 16 or the finals. Dumb. Didn’t know this at the start. Picked France to win it all. Equivalent to picking Brazil over South Korea 2 weeks ago.
- 50bps.
- Draw fee is to LoC as origination fee is to term loan. Whenever you draw on your line of credit, they take X%. Not once at the beginning for the max of the LoC, but for your actual draws, every time. Remember that a term loan is an LoC with 100% drawn. So if you’re paying a 3% origination fee, this is similar to a 3% draw fee on an LoC, but prorated since you withdrew less than the credit max.
- Went to The Yale Club.
- 401k is FID 500 (FXAIX), MFS Value R6 (MEIKX), FID Contrafund K (FCNKX). All large cap. YTD -15% ish.
- Remember the 401k, being offered by your employer, usually cannot be contributed to after you’re no longer employed there.
- So the primary benefit of the 401k (you can contribute more annually, and your employer usually matches a percentage) is gone.
- So an IRA is usually better when you’re unemployed. More investment choices/control, yielding better returns.
