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- Aptos.
- Updated devnet fullnode to chainid 11 (so this is the 11th devnet weekly cycle?).
- Better node info site: https://aptos-node.info/
- Didn’t have to cycle keys. Did run docker system prune -af though, was getting an error on startup.
- Strike is a bitcoin payment mobile app. https://strike.me/en/. A wallet, can onboard fiat, shows btc price, can send/receive money easily. You create an account with them. They have cards too for offboarding. Only bitcoin.
- Figure (crypto mortgage lender).
- Remember flipside crypo. Basically a bounty AND freelance program. “Create a visualization of this analytic on this token on this chain etc”.
- Plaid; remember it’s the same way to connect your accounts to apps. Helpful for fintech. Plaid is what Intuit used to connect my TurboTax to my Bank of Amercia, for example.
- Tornado.
- Supports eth and all L2s. And BSC and avalanche.
- Deposit from one address. They give you a private key. Then withdraw from another address. The private key gives you access to that fund. No one else can link the deposit to the withdrawal, only the holder of the private key.
- Tornado Cash was the original app. Nova is the second-gen app.
- Rest APIs to query blockchain data already exist. Kaleido, Block Cypher, more. The Graph (https://thegraph.com/en/) is another big one.
- Spectral.
- Web3 credit score.
- MACRO = Multi Asset Credit Risk Oracle.
- You can compose your score based on transactional history across many addresses.
- You get an ERC721 NFT which identifies your score. All the inputs are only based on ethereum too. I assume later will be crosschain. You then use this score on Spectral’s liquidity pools (they offer direct lending as well, a critical piece; unless others start adopting the NFT everywhere).
- The NFT has the owner data directly in its json; you can’t just send it to someone else.
- Joined the discord, subscribed to medium.
- They haven’t launched yet. App isn’t available. They’ve delayed a few times, but looks like the open beta will begin in about a month (May 2022).
- The inputs (right now):
- Transaction history. Who you have interacted with, how much.
- Rug pull history. Have you interacted with any smart contracts that have been flagged as rugs?
- If you’ve been liquidated ever in a lending protocol. This is the web2-credit-equivalent of defaulting, or more minorly: not making a payment on time.
- Lending protocol repayment. How much you’ve borrowed, how much you’ve repaid.
- How much overall defi interaction you’ve had. The more experience is assumed, the higher score.
- Total timeline/history. Longer better.Range is still 300-850.
- The scoring model / weights / etc is still in flux. Mostly AI-driven.
- The credit score doesn’t just have to apply to loans. Can be a factor in many other things: yield rates, social media banners, login, access, any part of your DID (decentralized identity, web3 identity).
